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Old 04-21-2010, 07:16 PM   #1
Juicy D. Links
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Good place to get 3 in 1 Credit reports n scores?

Where are the legit places that wont triple x sell you and so on??/


Thx
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Old 04-21-2010, 07:23 PM   #2
BIGTYMER
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What you don't want to use FreeCreditReport.com? They like to rip you off and spam you forever.
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Old 04-21-2010, 07:27 PM   #3
Sosa
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Ok never mind, you said legit lol! I can rebill the fuck out of you if you want
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Old 04-21-2010, 07:27 PM   #4
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I heard that some insurance companies may do a credit check for free if you are doing business with them.
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Old 04-21-2010, 07:30 PM   #5
Juicy D. Links
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I heard that some insurance companies may do a credit check for free if you are doing business with them.
dude , seriously $50 if you stop posting.

contact me
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Old 04-21-2010, 07:31 PM   #6
Juicy D. Links
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What you don't want to use FreeCreditReport.com? They like to rip you off and spam you forever.
their fucking "jingle" in their commercials makes me wanna ill someone lolol
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Old 04-21-2010, 07:32 PM   #7
GrouchyAdmin
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https://www.annualcreditreport.com/cra/index.jsp - the only one that isn't there to fuck you in the butt, legally.
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Old 04-21-2010, 08:34 PM   #8
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https://www.annualcreditreport.com/cra/index.jsp - the only one that isn't there to fuck you in the butt, legally.
They are just for getting your once a year free report from each bureau that you are legally entitled to. If you want the 3 in 1 and score, or the credit report monitoring, then go to any of the three major credit bureau sites directly, transunion.com, equifax.com, and experian.com. I've used the monitoring from equifax.com for years and have no complaints, but I believe experian.com is the cheapest ($9.95 a month). None of the three have cross sells...
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Old 04-21-2010, 08:44 PM   #9
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www.truecredit.com
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Old 04-21-2010, 08:46 PM   #10
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yeah, watch out for those sites, they like to bang cards, xsell, etc and they rely on recurring billing and hope people forget about it.
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Old 04-21-2010, 08:50 PM   #11
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you can do MyFICO.com , they are pretty good and give a lot of extra info in their report.

freecreditreport.com wasn't that bad, i tried a couple out as I used to work in the home finance and credit field. Just make sure you cancel their special service within 30 days, wasn't a biggie.
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Old 04-21-2010, 09:32 PM   #12
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annualcreditreport.com <-- the only legit one. you can also buy your FICO score from there.

Fatfoo is right, if you call up an independent agent and get an insurance quote, they pull your credit and they can tell you the score. Won't be all 3, it'll be whichever one they use.
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Old 04-21-2010, 11:13 PM   #13
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Usually banks and the like pull experian but it could be any of the three. Getting only one score is useless unless a bank is only using that one score to determine if you get a loan.

For most places and for mortgages they use the middle of the three scores, so lets say you score 520, 550 and 640, the only score that matters is the 550 which wont do much for you now... and you happen to pull the 640 and think you are doing ok. I remember when you could have a 520 and get a decent mortgage no problem lol

Best to get all three scores, plus if you have a mistake, its usually only going to be on one of the scores, so checking just one wont catch it.

If anyone needs credit score advice just ask, I used to do this professionally.
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Old 04-22-2010, 03:38 AM   #14
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AnnualCreditReport.com is run by the government so they're legit. All the others will screw you monthly
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Old 04-22-2010, 04:33 AM   #15
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dude , seriously $50 if you stop posting.

contact me


May wanna check the www.assfuckreport.com
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Old 04-22-2010, 06:49 AM   #16
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been using them for over 3 years http://www.freecreditreport.com/
never had an issue
i pay 12.95 a month and send me alerts if there is a change on my credit score...
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Old 04-22-2010, 07:11 AM   #17
ErectMedia
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I have been using http://www.truecredit.com/. If you wanna cancel you have to call them up but I have let it rebill for 2-3 years now as I like keeping an eye on all 3.
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Old 04-22-2010, 09:43 AM   #18
Horny Dude
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Anyone push credit reports as an affiliate? Seems like it would be an easy sell. Wonder if you get rebills.
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Old 04-22-2010, 10:46 AM   #19
datatank
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yeah, watch out for those sites, they like to bang cards, xsell, etc and they rely on recurring billing and hope people forget about it.
lol lol ....
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Old 04-22-2010, 11:18 AM   #20
CarlosTheGaucho
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Old 04-22-2010, 11:51 AM   #21
Daddy Big Nuts
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dude , seriously $50 if you stop posting.

contact me


Equifax works for me......
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