Paxum Deactivated My Mastercard (Warning) - GoFuckYourself.com

pvtspanky · 10-27-2011, 02:11 PM

This is just a warning for those who may have a Paxum card, but have never used it.

So basically, I created a Paxum account after the whole Epass bullshit. I verified the account, and got the card in the mail. This process was fairly painless, but who cares...

Thing is, I didn't really have a need for the card as I switched all payouts to checks. So the account sat there with a -$45.00 balance for a long time.

Months and months later, one affiliate program suggests I use Paxum, as everything would be handled quicker. I was having trouble getting paid by this program by check. I give them my Paxum info, they deposit the funds, the negative balance has been paid. Awesome right!?

Nope. Apparently, Paxum has deactivated my card, I guess this is something they do with cards that haven't been used in over six months. Nowhere have I read this anywhere on their TOS, FAQ, or whatever that I have found.

So now I have money in a account that I can't use, and a card that I paid for, that I can't use.

I contact support hoping to resolve the issue, they look into it and explain what happened, reassuring that the card would be reactivated in 48 hours or less.

Well, it has been 17 days. That's 408 hours and I still can't access the money in my Paxum account, and no one is updating me with any kind of info other than "as soon as we hear from Mastercard, we will let you know..."

Funds are in motion, I know

alias · 10-27-2011, 02:18 PM

Checks 1 Paxum 0

PromoterX · 10-27-2011, 02:44 PM

Thank goodness I went Payoneer.

Or wait... hmm.

epitome · 10-27-2011, 02:50 PM

I just spent the last few dollars I had in Paxum and am letting it go. As a US resident I added up the fees and realized its just too expensive since it costs me nothing to deposit a check at my bank.

Great service for those not based in the US, but mighty expensive for those that are if you actually want to use the card for purchases. That $1 a pop for POS purchases and $1 to transfer from Paxum to their MasterCard really adds up. I could justify it if it were 25 cents or something but not a buck.

Adraco · 10-27-2011, 02:52 PM

Quote:

Originally Posted by epitome

I just spent the last few dollars I had in Paxum and am letting it go. As a US resident I added up the fees and realized its just too expensive since it costs me nothing to deposit a check at my bank.

Great service for those not based in the US, but mighty expensive for those that are if you actually want to use the card for purchases. That $1 a pop for POS purchases and $1 to transfer from Paxum to their MasterCard really adds up. I could justify it if it were 25 cents or something but not a buck.

You should use them without the card.
Keep the account, receive payments there and then transfer from Paxum to you regular bank account once per month or every second month to keep fees low and time spent running to the bank to a minimum.

djroof · 10-27-2011, 02:58 PM

Ruth is around here....

adultzone · 10-27-2011, 03:19 PM

Another paxum failed operation!

Chris · 10-27-2011, 03:26 PM

You should email me [email protected] your account so i can look into it :-)

HomerSimpson · 10-27-2011, 03:31 PM

paxum works just fine...
never had any problems...

Lace · 10-27-2011, 03:33 PM

...and you're surprised? I'll stick to checks as long as I can. No fees other than affiliate fees ($1-3/check). Doesn't take much for me to run to the bank and deposit a stack of checks.

Black All Through · 10-27-2011, 03:34 PM

Quote:

Originally Posted by epitome

I just spent the last few dollars I had in Paxum and am letting it go. As a US resident I added up the fees and realized its just too expensive since it costs me nothing to deposit a check at my bank.

Great service for those not based in the US, but mighty expensive for those that are if you actually want to use the card for purchases. That $1 a pop for POS purchases and $1 to transfer from Paxum to their MasterCard really adds up. I could justify it if it were 25 cents or something but not a buck.

It is $0.25 per transaction.

CyberHustler · 10-27-2011, 03:35 PM

Quote:

Originally Posted by Adraco

You should use them without the card.
Keep the account, receive payments there and then transfer from Paxum to you regular bank account once per month or every second month to keep fees low and time spent running to the bank to a minimum.

Not the best advice... what if the month he decided to do that turns out to be the month Paxum decides they want to make a "motion" picture with his money? Not saying they would, but what if?

The only way to avoid this nickel and dimming and eventual fuck-over by these middlemen is to go the check route if you can.

Chris · 10-27-2011, 03:45 PM

Quote:

Originally Posted by Black All Through

It is $0.25 per transaction.

Point of sale transactions are $1.00
P2P fee's are 0.25

pvtspanky · 10-27-2011, 05:51 PM

Quote:

Originally Posted by Chris

You should email me [email protected] your account so i can look into it :-)

Why should I email you? The status of my problem hasn't changed since I talked to you on ICQ 17 days ago...

u-Bob · 10-27-2011, 06:05 PM

Quote:

Originally Posted by Lace

...and you're surprised? I'll stick to checks as long as I can. No fees other than affiliate fees ($1-3/check). Doesn't take much for me to run to the bank and deposit a stack of checks.

Checks are fine if you're in the US... that's probably one of the only places where people still 'regularly' use them. Over here, I once even got a "I didn't even know those things still existed" reaction from a bank teller. Not to mention the fees....

Chris · 10-27-2011, 06:22 PM

Quote:

Originally Posted by pvtspanky

Why should I email you? The status of my problem hasn't changed since I talked to you on ICQ 17 days ago...

Found our convo - from this post i was not aware that was you that messaged me.
I had not heard from you at all after your message so I assumed you've bee handled properly.

If you'd like to withdraw your funds now let me know and we will waive the fee.

Icq'ing you.

Chris

epitome · 10-27-2011, 06:31 PM

Quote:

Originally Posted by Adraco

You should use them without the card.
Keep the account, receive payments there and then transfer from Paxum to you regular bank account once per month or every second month to keep fees low and time spent running to the bank to a minimum.

I would if my bank weren't two miles from my house and I didn't already drive past it two or three times a day.

I am even cool with the $1.00 transfer fee if they would just make the POS fee more reasonable. I do a lot of $10 here, $20 there transactions and it really adds up. I didn't even notice it until I thought about it and sat down in front of the computer to add them up.

Don't get me wrong though, it is a great service and I know it saves people not in the US a lot of money. This is coming from one of the initial skeptic haters that dug into them every chance I had this time last year.

mightyjoe · 10-27-2011, 09:37 PM

Quote:

Originally Posted by Chris

I was not aware that was you that messaged me.

Chris

i want also to know the reason why you deactivated cards that were idle for months.

AdultKing · 10-27-2011, 09:41 PM

How long is a Paxum card good for if it's not used ? Obviously from this OP the expiry date on the card means shit ?

BIGTYMER · 10-27-2011, 09:48 PM

Glad Paxum solved the problem for you?

Due · 10-27-2011, 10:54 PM

Quote:

Originally Posted by AdultKing

How long is a Paxum card good for if it's not used ? Obviously from this OP the expiry date on the card means shit ?

I'm wondering that too, if you pay for the INITIAL service fee 6 months late I'd be happy if I could get any kind of service afterwords

Eyeball · 10-28-2011, 02:17 AM

Roll on Redpass.

nico-t · 10-28-2011, 03:18 AM

Quote:

Originally Posted by Lace

...and you're surprised? I'll stick to checks as long as I can. No fees other than affiliate fees ($1-3/check). Doesn't take much for me to run to the bank and deposit a stack of checks.

yea for you there are no fees. But since nobody in europe barely uses that ancient system, the banks see it as an opportunity to fuck the handful that do. Costs to cash, per check: ?22,50.
So for me Paxum is perfect.

femdomdestiny · 10-28-2011, 04:07 AM

Quote:

Originally Posted by Chris

Point of sale transactions are $1.00
P2P fee's are 0.25

and most stupid thing is fee if card was rejected at POS or ATM. For example,if I've asked for more money then there is on account.

pornguy · 10-28-2011, 05:34 AM

Quote:

Originally Posted by Adraco

You should use them without the card.
Keep the account, receive payments there and then transfer from Paxum to you regular bank account once per month or every second month to keep fees low and time spent running to the bank to a minimum.

Thats the problem right there that a LOT of people got slammed with with EScam. errr Epass

They would leave money sitting and then Boom Gone.

Fabien · 10-28-2011, 05:41 AM

Try contacting them and finish all your sentences with:
"OSTIE DE CALISSE DE TABARNAKE'

It works...

Best-In-BC · 10-28-2011, 05:42 AM

Paxum Rocks!

hateman · 10-28-2011, 06:33 AM

proof or ban

Chris · 10-28-2011, 06:49 AM

spanky,

Please check the email attached to your account.

Quote:

Originally Posted by mightyjoe

i want also to know the reason why you deactivated cards that were idle for months.

a few cards that were activated in part of last year and belonged to accounts that were never used (0 transactions) were deactivated a few months ago. In order to avoid having to do this, currently the card can only be activated after the first account load. Just to be perfectly clear, we will not be closing any cards for which the annual fee has been paid.

The cards do have an expiry date on the other hand, and will have to be renewed, just like any other card.

A card may be de-activated if it is idle, and the account is negative. under the new rules it can't happen in the 1st year, but it could in the 2nd when the annual fee is charged to the account again.

BIGTYMER · 10-28-2011, 06:52 AM

I'll stick with trusted ePassporte for now.

SpicyM · 10-28-2011, 07:50 AM

Quote:

Originally Posted by femdomdestiny

and most stupid thing is fee if card was rejected at POS or ATM. For example,if I've asked for more money then there is on account.

Fuck, is there a fee if the cash is not sufficient??? FUCK IT, this is crazy. I knew there was a fee for checking your balance on ATM, but why the hell do they take fees for unsuccessful transactions??

romeo22 · 10-28-2011, 08:01 AM

most support center sucks ..too bad your problem is not solved for a 17 days

AdultKing · 10-28-2011, 08:01 AM

Disabling cards prior to their expiry date regardless of use is just retarded. Seth Godin talks about systems which are broken by design, Paxum seems to be a shining example.

TisMe · 10-28-2011, 08:18 AM

Many debit cards that are issued and never used, loaded, nor the activation fee paid will be disabled after 6 months.

I've seen this happen with several large banks and card issuers in the US.

Chris · 10-28-2011, 09:50 AM

Just to be clear

The card may be deactivated if the card has been activated but the yearly fee has not been paid or if the card has a negative balance for a period of time.

To prevent this from happening anymore - the new system that has been in place for a few now is that your card can not be activated until you show a positive balance in your account.

Chris

candyflip · 10-28-2011, 01:53 PM

I am back to check with EVERYTHING. Depending on the check, I just scan them with the Paypal or my Bank's Android app and they get deposited that way. In the case of my bank, the funds are available immediately upon scanning in.

V_RocKs · 10-28-2011, 03:15 PM

This also goes for your every day bank account at a major banking institution... Try not using your free checking account for a couple of months... They will close it for you. Chase did that to me...

Adraco · 10-28-2011, 03:40 PM

Quote:

Originally Posted by candyflip

I am back to check with EVERYTHING. Depending on the check, I just scan them with the Paypal or my Bank's Android app and they get deposited that way. In the case of my bank, the funds are available immediately upon scanning in.

What bank are you using? I will open up an account there tomorrow day.

Chris · 10-28-2011, 03:42 PM

Quote:

Originally Posted by V_RocKs

This also goes for your every day bank account at a major banking institution... Try not using your free checking account for a couple of months... They will close it for you. Chase did that to me...

again so no one is confused - we do not close an idle account. We close idle accounts who have not paid their yearly account fee.

suesheboy · 10-28-2011, 03:42 PM

If it is not free,
and FDIC,
it's not for me!

Wake up guys an girls!

brassmonkey · 10-28-2011, 03:44 PM

Quote:

Originally Posted by Adraco

What bank are you using? I will open up an account there tomorrow day.

chase i think i saw the commercial

iSpyCams · 10-28-2011, 05:55 PM

You got off easy. If you had a regular Mastercard with a negative balance on it for 6 months you would owe hundreds in late fees, overdraft fees, etc, have fucked credit and be getting collection calls all day and night.

garce · 10-28-2011, 06:00 PM

Quote:

Originally Posted by pompousjohn

You got off easy. If you had a regular Mastercard with a negative balance on it for 6 months you would owe hundreds in late fees, overdraft fees, etc, have fucked credit and be getting collection calls all day and night.

Socks · 10-28-2011, 06:06 PM

This is why I didn't want the card. $45 a year, + transaction fees, for something that provides little to no value to me.

By using Paxum without a card I actually save money, because many sponsors charge less to pay via Paxum than checks.

pvtspanky · 11-01-2011, 11:20 AM

Chris, please check your ICQ...

mamaliga · 11-01-2011, 11:26 AM

after couple of months after i registered myself a paxum account, i have sent the documents and from sunday my account is verified. No phisical card arrived yet, but i have done some transactions and everything is good and quite simple.

Bladewire · 11-01-2011, 11:49 AM

Quote:

Originally Posted by Chris

under the new rules

10-27-2011, 02:11 PM	#1
pvtspanky Registered User Join Date: Nov 2005 Posts: 36	Paxum Deactivated My Mastercard (Warning) This is just a warning for those who may have a Paxum card, but have never used it. So basically, I created a Paxum account after the whole Epass bullshit. I verified the account, and got the card in the mail. This process was fairly painless, but who cares... Thing is, I didn't really have a need for the card as I switched all payouts to checks. So the account sat there with a -$45.00 balance for a long time. Months and months later, one affiliate program suggests I use Paxum, as everything would be handled quicker. I was having trouble getting paid by this program by check. I give them my Paxum info, they deposit the funds, the negative balance has been paid. Awesome right!? Nope. Apparently, Paxum has deactivated my card, I guess this is something they do with cards that haven't been used in over six months. Nowhere have I read this anywhere on their TOS, FAQ, or whatever that I have found. So now I have money in a account that I can't use, and a card that I paid for, that I can't use. I contact support hoping to resolve the issue, they look into it and explain what happened, reassuring that the card would be reactivated in 48 hours or less. Well, it has been 17 days. That's 408 hours and I still can't access the money in my Paxum account, and no one is updating me with any kind of info other than "as soon as we hear from Mastercard, we will let you know..." Funds are in motion, I know __________________ Promote Retro Classic Porn

10-27-2011, 02:18 PM	#2
alias aliasx Join Date: Apr 2001 Posts: 19,010	Checks 1 Paxum 0 __________________ https://porncorporation.com

10-27-2011, 03:31 PM	#9
HomerSimpson Too lazy to set a custom title Industry Role: Join Date: Sep 2005 Location: Springfield Posts: 13,826	paxum works just fine... never had any problems... __________________ Make a bank with Chaturbate - the best selling webcam program Ads that can't be block with AdBlockers !!! /// Best paying popup program (Bitcoin payouts) !!! PHP, MySql, Smarty, CodeIgniter, Laravel, WordPress, NATS... fixing stuff, server migrations & optimizations... My ICQ: 27429884 \| Email:

10-27-2011, 03:33 PM	#10
Lace Too lazy to set a custom title Industry Role: Join Date: Mar 2004 Posts: 16,116	...and you're surprised? I'll stick to checks as long as I can. No fees other than affiliate fees ($1-3/check). Doesn't take much for me to run to the bank and deposit a stack of checks. __________________ Your Paysite Partner Strength In Numbers! StickyDollars \| RadicalCash \| KennysPennies \| HomegrownCash

10-28-2011, 02:17 AM	#22
Eyeball Confirmed User Industry Role: Join Date: Jul 2011 Posts: 552	Roll on Redpass. __________________ VideosZ

10-27-2011, 02:44 PM	#3
PromoterX Confirmed User Industry Role: Join Date: Sep 2010 Posts: 949	Thank goodness I went Payoneer. Or wait... hmm.

10-27-2011, 02:50 PM	#4
epitome So Fucking Lame Industry Role: Join Date: Jun 2009 Location: St. Petersburg, FL Posts: 12,156	I just spent the last few dollars I had in Paxum and am letting it go. As a US resident I added up the fees and realized its just too expensive since it costs me nothing to deposit a check at my bank. Great service for those not based in the US, but mighty expensive for those that are if you actually want to use the card for purchases. That $1 a pop for POS purchases and $1 to transfer from Paxum to their MasterCard really adds up. I could justify it if it were 25 cents or something but not a buck.

10-27-2011, 02:58 PM	#6
djroof JuicyDevils.gr Owner Industry Role: Join Date: Jan 2004 Location: Greece Posts: 25,375	Ruth is around here....

10-27-2011, 03:19 PM	#7
adultzone So Fucking Banned Industry Role: Join Date: May 2010 Location: Southeast Asia (Philippines) Posts: 1,499	Another paxum failed operation!

10-27-2011, 03:26 PM	#8
Chris Too lazy to set a custom title Industry Role: Join Date: May 2003 Location: icq: 71462500 Skype: Jupzchris Posts: 27,880	You should email me [email protected] your account so i can look into it :-)

10-27-2011, 09:41 PM	#19
AdultKing Raise Your Weapon Industry Role: Join Date: Jun 2003 Location: Outback Australia Posts: 15,601	How long is a Paxum card good for if it's not used ? Obviously from this OP the expiry date on the card means shit ?

10-27-2011, 09:48 PM	#20
BIGTYMER Junior Achiever Industry Role: Join Date: Nov 2004 Location: Walled Garden Posts: 17,066	Glad Paxum solved the problem for you?

10-28-2011, 05:41 AM	#26
Fabien Confirmed User Industry Role: Join Date: Jul 2003 Posts: 4,787	Try contacting them and finish all your sentences with: "OSTIE DE CALISSE DE TABARNAKE' It works...

10-28-2011, 05:42 AM	#27
Best-In-BC Confirmed User Join Date: Jun 2002 Posts: 9,506	Paxum Rocks! __________________ Vacares - Web Hosting, Domains, O365, Security & More Unparked domains burning a hole in your pocket? 5 Simple Ways to Make Easy $$$ from Unused Domains

10-28-2011, 06:33 AM	#28
hateman So Fucking Banned Join Date: Jul 2003 Posts: 1,623	proof or ban

10-28-2011, 06:52 AM	#30
BIGTYMER Junior Achiever Industry Role: Join Date: Nov 2004 Location: Walled Garden Posts: 17,066	I'll stick with trusted ePassporte for now.

10-28-2011, 08:01 AM	#32
romeo22 你自己去他媽的 Industry Role: Join Date: Mar 2008 Posts: 23,346	most support center sucks ..too bad your problem is not solved for a 17 days Last edited by romeo22; 10-28-2011 at 08:02 AM..

10-28-2011, 08:18 AM	#34
TisMe Confirmed User Join Date: Aug 2008 Posts: 1,719	Many debit cards that are issued and never used, loaded, nor the activation fee paid will be disabled after 6 months. I've seen this happen with several large banks and card issuers in the US.

10-28-2011, 09:50 AM	#35
Chris Too lazy to set a custom title Industry Role: Join Date: May 2003 Location: icq: 71462500 Skype: Jupzchris Posts: 27,880	Just to be clear The card may be deactivated if the card has been activated but the yearly fee has not been paid or if the card has a negative balance for a period of time. To prevent this from happening anymore - the new system that has been in place for a few now is that your card can not be activated until you show a positive balance in your account. Chris

10-28-2011, 01:53 PM	#36
candyflip Carpe Visio Industry Role: Join Date: Jul 2002 Location: New York Posts: 43,057	I am back to check with EVERYTHING. Depending on the check, I just scan them with the Paypal or my Bank's Android app and they get deposited that way. In the case of my bank, the funds are available immediately upon scanning in. __________________ Spend you some brain. Email Me

10-28-2011, 03:15 PM	#37
V_RocKs Damn Right I Kiss Ass! Industry Role: Join Date: Dec 2003 Location: Cowtown, USA Posts: 32,405	This also goes for your every day bank account at a major banking institution... Try not using your free checking account for a couple of months... They will close it for you. Chase did that to me...

10-28-2011, 03:42 PM	#40
suesheboy Confirmed User Industry Role: Join Date: Nov 2002 Location: FL - TN/NC Posts: 5,211	If it is not free, and FDIC, it's not for me! Wake up guys an girls! __________________ Adult Web Site Domain Names For Sale Adult Sex Toy Domain Names For Sale Tantric Delights, Sex Toys Blog, Tantric Sex Toys

10-28-2011, 05:55 PM	#42
iSpyCams Amateur Gynecologist Industry Role: Join Date: May 2009 Location: Medellin Posts: 4,436	You got off easy. If you had a regular Mastercard with a negative balance on it for 6 months you would owe hundreds in late fees, overdraft fees, etc, have fucked credit and be getting collection calls all day and night.

10-28-2011, 06:06 PM	#44
Socks Confirmed User Industry Role: Join Date: May 2002 Location: Toronto Posts: 8,475	This is why I didn't want the card. $45 a year, + transaction fees, for something that provides little to no value to me. By using Paxum without a card I actually save money, because many sponsors charge less to pay via Paxum than checks.

11-01-2011, 11:20 AM	#45
pvtspanky Registered User Join Date: Nov 2005 Posts: 36	Chris, please check your ICQ... __________________ Promote Retro Classic Porn

11-01-2011, 11:26 AM	#46
mamaliga la gente está muy loca Industry Role: Join Date: Mar 2011 Location: 1Gbps Posts: 1,322	after couple of months after i registered myself a paxum account, i have sent the documents and from sunday my account is verified. No phisical card arrived yet, but i have done some transactions and everything is good and quite simple.