DominiqueD

Hello everyone
In dire need of assistance in making an executive decision on the most reliable and most economical means of collecting CC payment for my website. I read on here that a merchant account has less fees, but how reliable is it? what is the advantage of using ccbill versus say verotel despite the huge upfront cost for visa? Would really appreciate some guidance on what should be considered in making this choice considering my primary concern is keeping as much of the revenue as possible rather than incur all these rediculous fees involved from 3rd parties.

Thank you very much in advance

Sophie Delancey

We use both. We've had better conversions with Verotel overall, but a lot of affiliates prefer CCBill, so it's just a question of which side you think is more important. You could always work with a company that does cascading billing, so you could work with both.

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DominiqueD

Sophie thank you for the response
I am quite obviously a novice at this stuff and want to make sure I make the right decisions where my business is concerned so, if you do not care to elaborate, would you be so kind as to direct me to where i could educate myself on what on earth is cascading billing and what the benefits of such a service would be? Many affiliates prefer ccbill..like who?

Total ignorance here. Just don't want to have my webmaster make these decisions for me by educating myself for a change.

hewp?

Barefootsies

I've used CCB in the past. Solid company, however no longer use them.

I do use Verotel and Zombaio, and have for years. I have had no major issues, and payments are often times sent early, which I do no like. Their support channels are not as fast as CCB, however, I rarely need support for anything after a new site is approved and launched.

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Enough Said.

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sixsax

If you plan on having any halfway serious affiliates, stay clear of Verotel. Their control panel is from the dark ages. Cascading billing just means having redundant/backup billing so if one processor is down, you can try another.

Shedevils

I don't know what sort of site you will have but if it is a general style paysite you might want to look at CCBill with a Segpay cascade or vice versa. This gives you a solid affiliate program right from the start.

Verotel is very good, they are the masters of European cards and rebills but their affiliate setup is not compatible with the CCBill cascade.

I wouldn't recommend you even go for a merchant account until you have a bit of experience with the whole game.

plsureking

1. bump for Zombaio.

2. cascading means declines are auto redirected to a backup biller (or multiple billers)

3. dont make your billing decision based on affiliates. the affiliate model is dead (unless you own a gay site?)

4. see sig

#

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DominiqueD

plsureking
why would I want a backup biller? I mean...if they are turned down by a bank while submitting a payment there must be a reason for that, no? won't i be held liable for those chargebacks? And I do not own a gay site. I own a fetish site.

I just had my last webmaster rob me blind and I had paid for a ccbilling account which turned out to be a subaccount under his leaving me with no control over my revenue whatsoever. And he was making 50% of the revenue after I had paid 7 grand on the site. So I am launching a new improved site and trying to pay special attention to the payment gateway I choose to go with and remain cognizant of all the astronomical fees I was incurring over the years along with the subtle thieving that I would like to avoid this time round.

OneHungLo

Go with the companies that have been around the longest. I have used ccbill.com for over a decade and I do not think they have been late once with their checks/wires.

I have never used Zombaio, but I thought I just saw people crying about late payments ( over a month)...that can not be good, so not sure why people would recommend them here?? Or am I thinking of the wrong company?

Processing is a tough biz and many come and go. If you build up a big membership base it can be wiped out over night if they go down, so keep that in mind.

OneHungLo

Why would recommend Zombaio?

https://gfy.com/showthread.php?t=1051...hlight=zombaio

Over a month late on some peoples payments? That is probably the worst fucking sign you could ever want from a processor.

DominiqueD

I was thinking the same thing. I saw that thread. What about Verotel?
See I just can't get past that 14.5% along with the 5% deposit plus 750 for visa ordeal..especially when I've paid all that and been using ccbill for a few years myself. I've taken care of all the extra charges aside from transaction fees but webmaster would not sign over the sub account to me so that I can use it on the new site so I am having to go through the entire clusterfuck of a process...AGAIN.

Is there ANY SYSTEM out there to collect payment that is more economical than ccbill yet just as reliable?

I cannot run away from the visa charge unless I go with an offshore provider. Bad idea?

Brittany / NETBilling

Hello DominiqueD,

NETbilling provides flexible membership and product sales processing services for both credit card and online checks. We have a friendly staff dedicated to your success, variable fraud scrubbing tools, completely customizable reporting as well as call center services that conform to the way that you want your business to be represented.

NETbilling facilitates merchants every step of the way from merchant account acquisition to implementation, training, and deployment. We are fully compatible with MPA3, NATS and many other popular affiliate software interfaces.

Please contact me at [email protected] or 661-252-2456 x1010.

I would love to discuss your porcessing needs and see if NETbilling would be a good fit for you.

__________________
Brittany McIlvaine
Merchant Services Specialist - NETbilling, Inc.
Email / Phone: 888-357-8166 Ext.1010
Celebrating 15 years of transaction processing & 24/7 call center services with exceptional rates and flexibility!

DominiqueD

Hi Brittany
What kind of fees am I looking at per transaction? Do you integrate the software into the site and if so at what cost? I looked at your website and cannot seem to find anything on fees associated with transactions and/or services you provide. Please link me.

Is there a thread on here that discusses/reviews the quality of service you provide?

Thank you

OneHungLo

No, I would stick with CCbill, Epoch, Verotel or Netbilling...they have been around forever, too.

chaze

Verotel is cheaper to use but has higher per transaction fees.

CCBILL is cheaper and has a better system but costs about $700 to take visa/mastercard

Commerce gate I have never heard of.

Fenris Wolf

Both Zombaio and Verotel do not have any upfront fee's. Sign up with both of them and do split test's and see which one converts better for you. This way you will also get a feel for their back-ends and hopefully find something your comfortable with. If after trying either of them you are still open to other options you can try CCBILL, Commerce Gate, or Epoch. Although these have a higher initial cost with their Visa fee's they are very good options.

The majority of 3rd party billers have similar cost's per transaction but where they differ is how they handle charge backs, what paymet methods they accept, what countries they can bill for, and so on. For example I know by experience that if you reach a certain chargeback threshold with Verotel they increase your processing percentage until you fall below that threshold. They call this your Chargeback Ratio Surcharge. Zombaio on the other hand will charge you a flat dollar amount per charge back. Last I checked it was 32USD. And of course there are other differences. Due diligence is the key here.

One think I do strongly suggest is not to have only one biller. Always have two on standby so if you have any issues with one you can always swap them out until those issues are resolved.

Not very complete but I hope it helps.

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CHMOD

Hi dominique!


You best choice is without any doubt CCBill WITH sliiing

Why ?

- CCBill is the most reliable biller in the industry
- Affiliates feels more secure and prefers to get their weekly checks from CCBill
- Sliiing will enhance your CCBill stats and affiliate program
- Sliiing allows you to use any backup credit card option that you wish
- Sliiing offers you promotion tools
- Sliiing offers you alternative payment options and pay your affiliate for you for any referals.

I hope this helps

czarina

We use CCBill as our primary and in some sites cascade to SegPay. But lately Segpay has become a pain in the butt wanting links to them in our join pages, and such, so we may end up getting rid of them completely.
Segpay: if you read this, you can contact me about it: info[[[[at]]]]wedesig.net

Operator

Dedicated merchant accounts are convenient

Chosen

Use billing cascade

SegPay

Hi, Czarina, I just emailed you. Please feel free to contact [email protected] or [email protected] so we can get this straightened out. We are required by the Card Associations to be disclosed on your join page if you are using us in your cascade.

DominiqueD

The new ccbilling regulations say that they are not taking mastercard at all now.
Can anyone tell me something about that?

DominiqueD

very informative. Thank you!

CCBill Paul

I would be happy to help you weigh the pros and cons of each solution. Please get in touch with me so we can discuss.

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Paulk @ CCBill.com | icq 248615940

DominiqueD

Ok. I will be emailing you shortly.

Fenris Wolf

Your welcome. Good luck on your search.

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2MuchMark

Been working with CCBill, Segpay and Epoch for years now. All are awesome.

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EukerVoorn

All those three and the others mentioned in this thread are great. Stay away from Zombaio as far as you can.

NETbilling

Thank you! We are coming up on our 14th year in business.

Mitch

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Mitch Farber
CEO - NETbilling, Inc.
Email / Phone: 888-357-8166 / 661-252-2456
Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

CHARGER

segpay

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DominiqueD

This helped alot!
So sliiing will set up the software themselves? like ccbill would?

kcampbell1

Hi,

OrbitalPay's merchant account acquisition services and innovative gateway have made us an industry leader for over 10 years. We create customized accounts for all types of business, from large corporations to new startups, specializing in product sales, membership sites, live cams, and VOD.

Our team provides a broad industry perspective that reflects opportunity, innovation, and a unique blend of strategic and tactical skills. Knowledgeable staff members assist you through each stage of the approval process. We facilitate and complete the merchant application, guide you through web site compliance, and provide continued support once you are processing.

I would be happy to discuss your processing needs. Direct contact info is [email protected] 888-776-8801 x 216.

Thank you....

__________________
Karen Campbell
VP
OrbitalPay/GET
[email protected]
ICQ: 153467646
Phone: 888-776-8801 X 216
Skype: Orbitalpay.karen

CHMOD

Sure!

Easy to run and powerful software. I have added around 20% of membership sales each month because I use that software with my sites. You won't regret it.