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Old 10-20-2014, 06:14 AM   #101
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Zombaio has always been a joke.

If new owners have a proper bankroll and business ethics, this is ultimately better than the alternative of having one less viable IPSP choice.

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Old 10-20-2014, 07:04 AM   #102
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Zombaio has always been a joke.

If new owners have a proper bankroll and business ethics, this is ultimately better than the alternative of having one less viable IPSP choice.

Brad
I agree with you Brad, if they really sold the company (that's a big if) and this isn't just a ploy for a fresh start and no accountability for their past actions and money owed.
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Old 10-20-2014, 07:59 AM   #103
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Zombaio has always been a joke.

If new owners have a proper bankroll and business ethics, this is ultimately better than the alternative of having one less viable IPSP choice.

Brad
They aren't an IPSP. They are another merchant handling payments on behalf of other merchants.

If they were an IPSP or PSP, the sub-merchants could probably run to visa or mc and spit up a shit storm that they accredited this company but you won't find this company anywhere, for good reasons.

The best thing for this business would be for them to go out of a business so the memory sticks for people on the importance of using a proper billing company, and not to be easily duped by low rates or creative structures.

The longer they continue the longer they are stringing people along.

My opinion: the new ownership move sounds like a ploy to steal everyone's money and push the liability on to whatever new unknown entity owns it.

The time for doing right has left long ago. There's a higher probability of more wrong than more right happening down the line especially if you look at the past behavior. No way you can be an optimist in this situation it deserves the highest skepticism.

Last edited by Biggy; 10-20-2014 at 08:01 AM..
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Old 10-20-2014, 02:39 PM   #104
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I with Biggy on this being a ploy,
Settlements should never be an issue or delayed without cause.
There is no excuse for it, it's not like the bank is sitting on the cash fwd settlements weeks/months late. That's just not how it works.
Banks settle like clockwork...

The delay of payments can be no place other than at Zombaio's direct level/involvement.

There should be no shortage of funds unless there is a misdirection/misuse of said funds. It's not like the bank didn't send the funds you all were owed to Zombaio....

Where did the funds go to cause what can only be viewed at this point as a Ponzi Scheme.
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Old 10-20-2014, 03:59 PM   #105
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I with Biggy on this being a ploy,
Settlements should never be an issue or delayed without cause.
There is no excuse for it, it's not like the bank is sitting on the cash fwd settlements weeks/months late. That's just not how it works.
Banks settle like clockwork...

The delay of payments can be no place other than at Zombaio's direct level/involvement.

There should be no shortage of funds unless there is a misdirection/misuse of said funds. It's not like the bank didn't send the funds you all were owed to Zombaio....

Where did the funds go to cause what can only be viewed at this point as a Ponzi Scheme.
Exactly and I don't see why current webmaster using them dont seem to get this....eventually all Ponzi schemes fail
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Last edited by ShowMe69; 10-20-2014 at 04:03 PM..
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Old 10-20-2014, 08:52 PM   #106
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Anyone have a date when payouts became a month late? That date is when everyone should have pulled the plug.
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Old 10-20-2014, 11:50 PM   #107
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I really hope it is getting sold and the new owners will pay on time.... Zombaio is the only merchant I can use since I live in Australia. Verotel want me to give them ID that has been notarized. I cannot do this unless I drive 4 hrs to the place that will do it for me.... Guess I'm one of the very few who want zombaio to survive.
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Old 10-21-2014, 03:50 AM   #108
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I really hope it is getting sold and the new owners will pay on time.... Zombaio is the only merchant I can use since I live in Australia. Verotel want me to give them ID that has been notarized. I cannot do this unless I drive 4 hrs to the place that will do it for me.... Guess I'm one of the very few who want zombaio to survive.
Drive for 4 whole hours to get paid on time? Who on earth could be assed to endure such hardship to do that?

Worst reason to continue using Zombaio ever
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Old 10-21-2014, 03:59 AM   #109
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I really hope it is getting sold and the new owners will pay on time.... Zombaio is the only merchant I can use since I live in Australia. Verotel want me to give them ID that has been notarized. I cannot do this unless I drive 4 hrs to the place that will do it for me.... Guess I'm one of the very few who want zombaio to survive.
uggg... loser

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Drive for 4 whole hours to get paid on time? Who on earth could be assed to endure such hardship to do that?

Worst reason to continue using Zombaio ever
double uggg... asshole
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Old 10-21-2014, 04:03 AM   #110
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The longer they continue the longer they are stringing people along.
QFT
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Old 10-21-2014, 04:12 AM   #111
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I really hope it is getting sold and the new owners will pay on time.... Zombaio is the only merchant I can use since I live in Australia. Verotel want me to give them ID that has been notarized. I cannot do this unless I drive 4 hrs to the place that will do it for me.... Guess I'm one of the very few who want zombaio to survive.
Set up a company in the EU and use CCBill
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Old 10-21-2014, 05:15 AM   #112
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Got one payment today, two more to go.
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Old 10-21-2014, 06:44 AM   #113
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Got one payment today, two more to go.
Glad to see that they are paying some people what they fucking owe them, even if it takes 3 months

Can't believe I ever fell for these fucks, trying to save a few thousands....what a lesson
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Old 10-21-2014, 07:02 AM   #114
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They haven't paid me for sales from the years ago.
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Old 10-21-2014, 08:48 AM   #115
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No sign of my pending payment.
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Old 10-23-2014, 02:27 PM   #116
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Way Behind

6 payments behind now
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Old 10-23-2014, 02:29 PM   #117
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ePassporte all over again
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Old 10-24-2014, 12:14 AM   #118
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Just got paid today via zombaio all 3 late payouts were paid to me today. Now I'm up to date.

From previous comments it's clear to me now that alot of people in this thread are up their own ass, not worth posting anymore lol, have fun tossers.
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Old 10-24-2014, 12:29 AM   #119
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Just got paid today via zombaio all 3 late payouts were paid to me today. Now I'm up to date.

From previous comments it's clear to me now that alot of people in this thread are up their own ass, not worth posting anymore lol, have fun tossers.
As much as I'd like to believe your story it has now been put in my... do not believe sniffer tester, first results from sniff test is you full of shit.
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Old 10-24-2014, 12:44 AM   #120
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As much as I'd like to believe your story it has now been put in my... do not believe sniffer tester, first results from sniff test is you full of shit.
I am guessing that you have developed quite a nose for shit considering that your head seems to be so far up your own ass that you can't differentiate between a shrill and an actual Zombaio webmaster.

The guy's previous post was saying he was stuck with Zombaio because it was too much trouble to drive 4 hours to notarize his passport for Verotel. Not exactly the kind of opening post a Zombaio shrill would make is it?

Try reading posts before making smart ass comments, or better still, stay in threads where you have a fucking clue about the subject matter..... if any such threads exist.
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Old 10-24-2014, 12:51 AM   #121
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I am guessing that you have developed quite a nose for shit considering that your head seems to be so far up your own ass that you can't differentiate between a shrill and an actual Zombaio webmaster.

The guy's previous post was saying he was stuck with Zombaio because it was too much trouble to drive 4 hours to notarize his passport for Verotel. Not exactly the kind of opening post a Zombaio shrill would make is it?

Try reading posts before making smart ass comments, or better still, stay in threads where you have a fucking clue about the subject matter..... if any such threads exist.
Aren't you the guy cheer leading zombaio in the beginning of this thread?

Here's a tip... try listening to reason rather then when your head is stuck up your ass. I read every thing, on every forum, that has to do with my best interests.

Sorry that I think this is a bullshit entity waiting to collapse, also sorry you have an inability to see the writing on the wall. Carry on shit stain
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Old 10-24-2014, 02:29 AM   #122
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Aren't you the guy cheer leading zombaio in the beginning of this thread?

Here's a tip... try listening to reason rather then when your head is stuck up your ass. I read every thing, on every forum, that has to do with my best interests.

Sorry that I think this is a bullshit entity waiting to collapse, also sorry you have an inability to see the writing on the wall. Carry on shit stain
Just had a look at your previous posts, let's see how long you last this time
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Old 10-24-2014, 04:34 AM   #123
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6 payments behind now
Damn sounds like they are using some of your payouts to catch others up.. Calculated Ponzi setup, will be interesting to see what happens on Nov 1(probably absolutely nothing)
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Old 10-24-2014, 07:33 AM   #124
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Fucking nothing out of this world is happening on Bov 1. They tried to blackmail and it backfired.
With no new money coming in, ponzi scheme is nearing its destination
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Old 10-24-2014, 10:04 AM   #125
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Just got paid today via zombaio all 3 late payouts were paid to me today. Now I'm up to date.

From previous comments it's clear to me now that alot of people in this thread are up their own ass, not worth posting anymore lol, have fun tossers.
Ahh ok . Well I guess if you owed someone money in say....well....Odesk? It might be a good time to pay them ;) . see yea tosser!!
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Old 10-26-2014, 10:09 AM   #126
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6 payments behind. 1 payment in the last 2 months. We went with the "every 2 week" settlement to pay the same rate.

What's ironic about that is we have a 2 week settlement and haven't even been paid out the "monthly" settlement with a lower fee.

Then there's the BS about who will be paid faster on the new platform with no indication whatsoever of how long it will actually take.
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Old 10-27-2014, 06:30 AM   #127
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4 days til the supposed new day at Zombaio (sarcasm)
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Old 10-27-2014, 12:30 PM   #128
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3 payments behind... haven't sent sales in over a year to them, just finishing out the rebilling.. Would be nice to see this money, but not holding my breath on this now
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Old 10-27-2014, 02:41 PM   #129
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? Copyright 2007-2014 Paynet Systems Inc. dba Zombaio - All rights reserved.


Anyone know anything about Paynet Systems?

(At least its no longer a nameless faceless "buyer") At least according to this
http://www.merchantmaverick.com/revi...ystems-review/

Maybe Zombio won't be shit going forward
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Old 10-27-2014, 03:03 PM   #130
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? Copyright 2007-2014 Paynet Systems Inc. dba Zombaio - All rights reserved.


Anyone know anything about Paynet Systems?

(At least its no longer a nameless faceless "buyer") At least according to this
http://www.merchantmaverick.com/revi...ystems-review/

Maybe Zombio won't be shit going forward
Paynet reviews are terrible.
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Old 10-27-2014, 03:34 PM   #131
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Paynet reviews are terrible.
Where?

The only reviews i've seen are 4/5 and a 3/5 the handful of complaints seem to be about not being credited for returned swipe machines, unexpected fess and people having trouble canceling their account and stuff you see with every card procesor. I only skimmed the first couple resuls on google and haven't really looked too much into it, they've had 15 BBB complaints, all resolved. I didn't see anything that really raised any red flags in terms of payouts.

Being US based myself, I also like the idea that paynet is based out of Atlanta. But that probably doesn't really matter all that much.

But either way, at least its a sign that maybe the sale wasn't complete BS... Zombaio getting its shit together would be good for everyone.
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Old 10-27-2014, 03:59 PM   #132
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I feel bad for every hard working Webmaster still using Scott Zombaio for their processing needs.

Seriously.
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Old 10-27-2014, 05:50 PM   #133
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How can one be sure that Zombaio was really bought by Paynet Systems Inc?

What if Zombaio is just impersonating a random company name?

So frustrated webmasters will be chasing the wrong persons when Zombaio decides to completely stop paying?

Have Paynet Systems confirmed that they are the new owners?
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Old 10-27-2014, 10:34 PM   #134
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How can one be sure that Zombaio was really bought by Paynet Systems Inc?

What if Zombaio is just impersonating a random company name?

So frustrated webmasters will be chasing the wrong persons when Zombaio decides to completely stop paying?

Have Paynet Systems confirmed that they are the new owners?
I am sure there will be a pubic announcement soon
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Old 10-28-2014, 01:56 AM   #135
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Paynet reviews are terrible.
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Where?
http://www.epinions.com/Paynet_Systems?sb=1

And here is the review of charge.com (also owned by Pipeline Data Incorporated) from merchantmaverick.com:

"’m not saying that Charge.com is all bad, but the countless public complaints of undisclosed contract terms & fees, withholding of funds, horrible BBB rating and bad customer service are hard to ignore. Not to mention that their parent company Pipeline Data Processing Inc. has two separate Better Business Bureau (see below) listings with sub C ratings. That is not good fellas."

Last edited by H-Tom; 10-28-2014 at 02:05 AM..
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Old 10-28-2014, 03:19 AM   #136
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And here is something about Pipeline Data Files:

"Pipeline Data Files for Bankruptcy Protection in Delaware

Pipeline Data Inc. (PPDA), a provider of payment-processing services for merchants, filed for bankruptcy protection in Delaware and plans to sell its assets.

The company listed assets of less than $10 million and debt of more than $50 million in Chapter 11 documents filed today in U.S. Bankruptcy Court in Wilmington, Delaware. Ten affiliates also sought court protection.

Pipeline Data, through its subsidiaries, provides payment- processing services to small and midsize retailers that operate in physical ?brick-and-mortar? stores or over the Internet, according to its website. The Alpharetta, Georgia-based company provides services to about 15,000 merchants, according to court documents.

The company was hurt by merchant closures and a lack of new clients to make up the difference and was unable to ?acquire merchant portfolios and sales channels on terms that would improve its financial condition,? according to court filings..."

http://www.bloomberg.com/news/2012-1...-delaware.html
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Old 10-28-2014, 03:23 AM   #137
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Pipeline Data Overall Rating: D

"Pipeline Data does not have its own sales channel and does not appear to market merchant accounts directly. Instead, it relies on several wholly owned subsidiaries and outside partners to market and sell its merchant accounts and credit card processing services. These partners and subsidiaries include SecurePay.com, Charge.com, Northern Merchant Services, World Products, Inc. (aka: AIRCHARGE) and possibly many more. Pipeline also employs a sales force of independent, commission-only sales agents. It appears that various other Independent Sales Organizations (ISOs) resell Pipeline Data merchant accounts as well.

Pipeline does not appear to use any deceptive marketing or sales tactics itself; however, this reviewer has found during other provider reviews that some of its subsidiaries do use misleading tactics. Since it is our belief that the parent company is ultimately responsible for its subsidiaries, Pipeline is currently earning a poor rating in this section."

Pipeline Data Service & Complaints | D

"This processor has a high number of complaints filed in various complaint forums. A few angry merchants have even dedicated entire websites to bashing the company. The majority of the online complaints are centered on undisclosed PCI compliance fees, which range from $75-$195 per year, and the withholding of funds to establish ?rolling reserves? without any notification to the merchant.

What is particularly unsettling to this reviewer are the numerous complaints of Pipeline withholding thousands of dollars from merchants for up to 180 days without giving the merchant any explanation. Some merchants even complained of the reserves being withdrawn from linked checking accounts, causing overdraws. Numerous other merchants complained of undisclosed fees being directly withdrawn from their checking accounts unexpectedly. Some merchants reported closing the linked checking accounts to avoid further withdrawals and subsequently received harassing phone calls from Pipeline representatives trying to collect. The resounding theme among nearly all complaints is that Pipeline provided ?poor? or ?awful? customer service."

http://www.cardpaymentoptions.com/cr...pipeline-data/
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Old 10-28-2014, 06:50 AM   #138
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Pipeline Data Overall Rating: D

"Pipeline Data does not have its own sales channel and does not appear to market merchant accounts directly. Instead, it relies on several wholly owned subsidiaries and outside partners to market and sell its merchant accounts and credit card processing services. These partners and subsidiaries include SecurePay.com, Charge.com, Northern Merchant Services, World Products, Inc. (aka: AIRCHARGE) and possibly many more. Pipeline also employs a sales force of independent, commission-only sales agents. It appears that various other Independent Sales Organizations (ISOs) resell Pipeline Data merchant accounts as well.

Pipeline does not appear to use any deceptive marketing or sales tactics itself; however, this reviewer has found during other provider reviews that some of its subsidiaries do use misleading tactics. Since it is our belief that the parent company is ultimately responsible for its subsidiaries, Pipeline is currently earning a poor rating in this section."

Pipeline Data Service & Complaints | D

"This processor has a high number of complaints filed in various complaint forums. A few angry merchants have even dedicated entire websites to bashing the company. The majority of the online complaints are centered on undisclosed PCI compliance fees, which range from $75-$195 per year, and the withholding of funds to establish ?rolling reserves? without any notification to the merchant.

What is particularly unsettling to this reviewer are the numerous complaints of Pipeline withholding thousands of dollars from merchants for up to 180 days without giving the merchant any explanation. Some merchants even complained of the reserves being withdrawn from linked checking accounts, causing overdraws. Numerous other merchants complained of undisclosed fees being directly withdrawn from their checking accounts unexpectedly. Some merchants reported closing the linked checking accounts to avoid further withdrawals and subsequently received harassing phone calls from Pipeline representatives trying to collect. The resounding theme among nearly all complaints is that Pipeline provided ?poor? or ?awful? customer service."

Pipeline Data Review & Complaints | Expert & User Reviews
Seems like the hot potato, know as Zombaio, may have been passed to what seems like an even more questionable entity....lol

I would say only time will tell, but after 7 years of Zombaio, enough is enough.
The supposed buyers should change the name, website, employees and anything remotely connected to anything Zombaio, cause in this industry Zombaio=PONZI
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Old 10-28-2014, 11:55 AM   #139
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The supposed buyers should change the name, website, employees and anything remotely connected to anything Ponzio, cause in this industry Zombaio=PONZI
Corrected it for you
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Old 10-28-2014, 02:18 PM   #140
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Just an FYI... We got 1 payment a couple weeks ago though still a couple behind and unsure what is going to happen so we are not using them at the moment, until everything settles down.
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Old 10-28-2014, 10:56 PM   #141
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I really hope it is getting sold and the new owners will pay on time.... Zombaio is the only merchant I can use since I live in Australia. Verotel want me to give them ID that has been notarized. I cannot do this unless I drive 4 hrs to the place that will do it for me.... Guess I'm one of the very few who want zombaio to survive.
Dude. Just do it.

A few years ago I was considering flying from Melbourne to New York to open a local USA account. Even though the trip would have cost a few thousand bucks, and would have required I sit on an aircraft for a couple of days, the costs would have been fully tax deductable, and in the long run I would have saved a fair bit on wire fees. But I didn't do it. I'm kicking myself now.

A 4 hour trip to save you money, and more importantly, spread your risk, is nothing! Just do it!
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Old 10-28-2014, 11:24 PM   #142
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Dude. Just do it.

A few years ago I was considering flying from Melbourne to New York to open a local USA account. Even though the trip would have cost a few thousand bucks, and would have required I sit on an aircraft for a couple of days, the costs would have been fully tax deductable, and in the long run I would have saved a fair bit on wire fees. But I didn't do it. I'm kicking myself now.

A 4 hour trip to save you money, and more importantly, spread your risk, is nothing! Just do it!
Honestly, if the dude can't drive 4 hours to secure his business, he couldn't save his drowning wife in a pool if a lifesaver was 3 feet from his feet. Much like everyone else... uggh. It is sad to watch grown men and women act with such stupidity, day in, day out.
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Old 10-29-2014, 05:53 AM   #143
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7 Payments behind

Is it me or are things getting even worse?

Now 7 payments behind!

During a conversation with Michael, I was told all sales after Nov 1 will be paid on time and you're still basically playing the waiting game for what they owe you.

So, don't expect to get anything that was charged prior to the new owners in a timely manner.

Anyone interested in collectively going after these fuck heads by legal means?
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Old 10-29-2014, 02:12 PM   #144
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Things are still terrible. I have been promised payment three times already. Has been due since Aug.
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Old 10-30-2014, 10:12 AM   #145
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Zombaio payment pages say:
Paynet Systems Inc. | Suite 508 Marina Towers | Newtown Barracks Road | Belize

5 star payment processor headquarters:
https://www.google.com/maps/place/Ma...6873b45b573b29
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Old 10-30-2014, 10:33 AM   #146
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Zombaio payment pages say:
Paynet Systems Inc. | Suite 508 Marina Towers | Newtown Barracks Road | Belize

5 star payment processor headquarters:
https://www.google.com/maps/place/Ma...6873b45b573b29
Glad to see Zombaio getting new offices/mailing address
What a step up..lol

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Old 10-30-2014, 11:02 AM   #147
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To be fair, those pictures from Google are when it was being built. Looks a lot nicer now, and I believe rent is pretty steep (being right on the water and all).

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Old 10-30-2014, 12:47 PM   #148
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To be fair, those pictures from Google are when it was being built. Looks a lot nicer now, and I believe rent is pretty steep (being right on the water and all).

The only difference seems to be a coat of paint
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Old 10-30-2014, 01:08 PM   #149
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Made an acc just to post here. They have been late by several payouts constantly, but have been good about getting current until the last one, which is like three or four months late. They have kept saying "soon" until they finally said yesterday that they had sent. So in the next few days I'll know if they are totally full of crap. They have about 20k in total.
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Old 10-30-2014, 02:36 PM   #150
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We should have more info on Monday when the new owners will email everyone.
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