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It's sad how many webmasters are great at making money and horrible at managing it It's sad how many webmasters are great at making money and horrible at managing it
Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed.

 
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Old 07-12-2009, 05:31 PM   #101
Sly
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Originally Posted by boneprone View Post
Ahh fuck it.

Live it up people.

Look at Michael Jackson. The biggest of all time.
He had the largest debt anyone could imagine.

But in the end hes dead.

Debt or riches you cant take it with you when you are dead.


So if banks and people are going to give you the access to live outside your means, go for it. Casue in the end we all die.. And you cant take your shit with you.

Live it up. Enjoy. In the big picture Its just money.

You can live your life and make it as big as it will let you, or you can sit around and count pennies and worry about saving your money till you die.
Michael Jackson had assets worth millions, and probably even billions of dollars. He also had many multimillionaire and billionaire friends. Michael Jackson could get the credit to live his luxurious lifestyle.

Most people do not own the Beatles catalog.
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Old 07-13-2009, 12:36 AM   #102
SleazyDream
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No multiple is worthwhile. I've put a decade of hard work in. My goal from Day 1 was that I'd never have to work another day in my life after this. I've reached that and surpassed it. There is no financial risk that is worth giving that up to me.
then you got your goal and that's awesome.

mine was always the journey, actually never got into this for the money. did it cause i loved porn and wanted a better site out there for it.
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Old 07-13-2009, 12:37 AM   #103
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Then you sir are one of the smart ones. Too many guys I know with silly amounts of money just stick it in banks and think that's the best place for it. Foolish.
banks are the worst place to have cash in a business that many people THINK is wrong... I've learnt the hard way gov't officials can strip bank accounts without cause and sort it out later.
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Old 07-13-2009, 01:15 AM   #104
Paul Markham
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Originally Posted by baddog View Post
Too many people here never had a job before, so budgeting is not something they ever learned.
Very true, plus few had a clue that boom and bust usually follow each other. Plus many of those making money started in a time when it was easy. Those who spent had little to fall back on, those who invested did.
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Old 07-15-2009, 02:07 PM   #105
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Originally Posted by SleazyDream View Post
then you got your goal and that's awesome.

mine was always the journey, actually never got into this for the money. did it cause i loved porn and wanted a better site out there for it.
Good point. I tend to forget that everybody has their own priorities and reasons for being in the business
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Old 07-16-2009, 07:46 PM   #106
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Good post.
P.S. Shap, it took me 30 minutes to read your post because I could only concentrate on your signature gif.


Definitely a great post by Shap.
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Old 07-17-2009, 10:52 AM   #107
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everybody should be putting money away for their future - how much is up to each individual but everybody should have a nestegg and everybody who is self employed should have disability insurance. god forbid something happens to you at 30 or 40 and you are unable to work - you want to burden your children/parents/siblings with the costs of taking care of you for the next 40 years? wife/husband - they'll be long gone in a matter of a few years, the stats on marriages staying intact after a catastrophe are absolutely horrendous.
Good point. I have it, it's called "Critical illness insurance", it only costs me $60 bucks a month but I'm coverered in case I become incapacitated and can't earn an income or if even if I need to head to the states for some expensive treatment etc.

Of course I have a portion of my business set up to earn income even if I'm not at home/in my office working, such as rental income. Websites don't stop earning money just because you're not at your computer either.


To the guy who said "It's better to spend and enjoy life rather than save too much".... I say it's better to be smart about it. I agree that living like a pauper now while scrimping and saving every penny isn't the best way to go, especially if you die early with a pile of cash in the bank but you lived poor in order to save it. Not wise, but neither is blowing all your money like a wannabe rock star and when you're ready to retire have a big ball of goddamn nothing to show for it than a dead liver and no retirement fund.

There has to be balance.

But I'll say it again, when you're in business for yourself no one is going to look after your future but YOU.
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Old 07-17-2009, 10:57 AM   #108
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I couldn't agree more, although I think its part of the adult lifestyle. We're surrounded by vices everywhere you look that it doesn't surprise me to see people blowing cash as fast as they get it. Thankfully I always run my business under the assumption it could end tomorrow.
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Live the life style today that if it does end tomorrow you can get a regular job and pay the bills..

Im not saying not to have nice things. But remember. its not just buying a nice and expensive car. Its having the money to maintain it. insurance, Gas, Damage, parts etc.


Same for a house etc.
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