should i be charged to get a check re-issued? - GoFuckYourself.com

ReAlisTiC · 01-28-2010, 06:46 PM

First time ever have i needed a check reissued due to have a motorcycle crash.

So in this case i was unable to goto bank to cash it. I have never done this before and need opinions on whether $40 dollars is the rate to get a check re-issued / sent

the Shemp · 01-28-2010, 06:48 PM

the company that issued the check is going to charge you 40.00 to send a replacement?

ReAlisTiC · 01-28-2010, 07:43 PM

Quote:

Originally Posted by the Shemp

the company that issued the check is going to charge you 40.00 to send a replacement?

yes
that is correct

SpeakEasy · 01-28-2010, 08:00 PM

Actuallly the post below me is correct..

BillyHoe · 01-28-2010, 08:01 PM

40$ is a bit much, but I don't see it being unreasonable to be charged. Even though you have a legitimate excuse for needing the check re-issued. They still have to put a stop payment on the check and that will cost them 5 to 20$ depending on their bank.

Pics Traffic · 01-28-2010, 08:04 PM

cost 35 for Bank of America.

baddog · 01-28-2010, 08:06 PM

Unfortunately, there are charges associated with a stop payment, although $40 seems a little steep, combining bank fees and the in-house costs I can see how it could possibly come close to that.

How old is the check? Is it so old it could not be cashed even if you wanted? In that case, there is no need for a stop payment.

Rollin Studios · 01-28-2010, 08:06 PM

Well, the company does have to cancel the original which can be $20.00 or so. I guess it all depends on your relationship with the company and reason for needing it reissued.

tabasco · 01-28-2010, 08:07 PM

I had to get Nasty Dollars to reissue a check once due to me making a typo with the "check payable to" details. As long as I sent it back they reissued it free but told me if I couldn't send it back it would cost them a $30 stop payment free which they would pass on to me... which was fair enough as it was my mistake.

ReAlisTiC · 01-28-2010, 08:30 PM

Quote:

Originally Posted by baddog

Unfortunately, there are charges associated with a stop payment, although $40 seems a little steep, combining bank fees and the in-house costs I can see how it could possibly come close to that.

How old is the check? Is it so old it could not be cashed even if you wanted? In that case, there is no need for a stop payment.

the check of is from late 07, on the check it says not valid after 12months. So i assumed it has stopped, as my bank will not accept it.

baddog · 01-28-2010, 08:30 PM

Quote:

Originally Posted by tabasco

I had to get Nasty Dollars to reissue a check once due to me making a typo with the "check payable to" details. As long as I sent it back they reissued it free but told me if I couldn't send it back it would cost them a $30 stop payment free which they would pass on to me... which was fair enough as it was my mistake.

That is a great point. If you can send them the old check then the fee should not be more than $10, IMHO.

So, who is the company?

closer · 01-28-2010, 08:34 PM

CCBill charged me $35 cuz I wanted to be paid via Wire transfer and did not get my data over on time.

I just accepted it as it was ... but found it to be a little pricey for my taste/

epitome · 01-28-2010, 08:52 PM

Quote:

Originally Posted by ReAlisTiC

the check of is from late 07, on the check it says not valid after 12months. So i assumed it has stopped, as my bank will not accept it.

I believe a check becomes stale dated after 180 days, which is six months. It may be a year.

One thing that sucks about banks is that they are not required to honor signing/endorsement statements like "check not valid after 90 days." Their terms usually say that they will try to honor it, but that they are under no obligation to do so. We can thank automation for that gift. Back in the day when it was people clearing checks stuff like that was never an issue.

ReAlisTiC · 01-28-2010, 08:53 PM

Quote:

Originally Posted by baddog

That is a great point. If you can send them the old check then the fee should not be more than $10, IMHO.

So, who is the company?

They have in the past paid on time, and always responded to emails so ill wait abit to see what happens first.

the Shemp · 01-28-2010, 08:54 PM

Quote:

Originally Posted by ReAlisTiC

yes
that is correct

mail the check back to them and ask for a replacement...

baddog · 01-28-2010, 09:01 PM

Quote:

Originally Posted by ReAlisTiC

They have in the past paid on time, and always responded to emails so ill wait abit to see what happens first.

Quote:

Originally Posted by the Shemp

mail the check back to them and ask for a replacement...

Precisely.

ajapub · 01-29-2010, 10:39 AM

Have you tried talking to the issuing company? Maybe they can waive the fee in light of your circumstances.

atom · 01-29-2010, 10:54 AM

Our bank charges us $45 for stop payment. We never have a problem with an affiliate mailing us the check back and re-issuing one at no charge. I'm sure the company you're dealing with will be more than happy to do the same.

WiredGuy · 01-29-2010, 11:58 AM

$40 seems steep. That's usually the rate if they know very little about the check. If you know the check number, amount, date, etc. the rate should come down to about $10-15.
WG

ajrocks · 01-29-2010, 01:44 PM

It should be around $25 bucks but you should be responsible for that cost. $40 is pretty high they are taking some money for their time I guess.

ReAlisTiC · 01-30-2010, 12:32 AM

ok ill send an email on whether they will allow me to send a check back to them

01-28-2010, 06:46 PM	#1
ReAlisTiC Confirmed User Join Date: Oct 2002 Location: Brisbane Posts: 209	should i be charged to get a check re-issued? First time ever have i needed a check reissued due to have a motorcycle crash. So in this case i was unable to goto bank to cash it. I have never done this before and need opinions on whether $40 dollars is the rate to get a check re-issued / sent __________________ sued by myspace thanks tom

01-28-2010, 06:48 PM	#2
the Shemp congrats to the winners Industry Role: Join Date: Nov 2001 Location: Echo Beach Posts: 10,891	the company that issued the check is going to charge you 40.00 to send a replacement? __________________ i use Vacares...so should you Submit your picture galleries to my site...Outlaw TGP

01-28-2010, 08:00 PM	#4
SpeakEasy Confirmed User Join Date: Sep 2002 Location: The Internet Posts: 2,681	Actuallly the post below me is correct.. __________________ Check Your Internet Speed; http://www.speakeasy.net/speedtest/ Last edited by SpeakEasy; 01-28-2010 at 08:04 PM..

01-28-2010, 08:01 PM	#5
BillyHoe Confirmed User Industry Role: Join Date: Mar 2003 Location: Vaudreuil/Montreal Posts: 2,214	40$ is a bit much, but I don't see it being unreasonable to be charged. Even though you have a legitimate excuse for needing the check re-issued. They still have to put a stop payment on the check and that will cost them 5 to 20$ depending on their bank. __________________ True Amateur Sites!! ICQ:124399549

01-28-2010, 08:07 PM	#9
tabasco Confirmed User Industry Role: Join Date: Jul 2006 Location: In a van down by the river Posts: 2,624	I had to get Nasty Dollars to reissue a check once due to me making a typo with the "check payable to" details. As long as I sent it back they reissued it free but told me if I couldn't send it back it would cost them a $30 stop payment free which they would pass on to me... which was fair enough as it was my mistake. __________________ "There is no other way to see a thing except to look at it" - fatfoo

01-28-2010, 08:04 PM	#6
Pics Traffic Confirmed User Industry Role: Join Date: Jun 2004 Location: Europe Posts: 3,055	cost 35 for Bank of America.

01-28-2010, 08:06 PM	#7
baddog So Fucking Banned Industry Role: Join Date: Apr 2001 Location: the beach, SoCal Posts: 107,089	Unfortunately, there are charges associated with a stop payment, although $40 seems a little steep, combining bank fees and the in-house costs I can see how it could possibly come close to that. How old is the check? Is it so old it could not be cashed even if you wanted? In that case, there is no need for a stop payment.

01-28-2010, 08:06 PM	#8
Rollin Studios Confirmed User Join Date: Sep 2003 Location: USA Posts: 518	Well, the company does have to cancel the original which can be $20.00 or so. I guess it all depends on your relationship with the company and reason for needing it reissued.

01-28-2010, 08:34 PM	#12
closer Confirmed User Industry Role: Join Date: Sep 2005 Location: ICQ :: 34739932 :: Les Pays-Bas Posts: 1,707	CCBill charged me $35 cuz I wanted to be paid via Wire transfer and did not get my data over on time. I just accepted it as it was ... but found it to be a little pricey for my taste/ __________________ HOT DOMAIN NAMES FOR SALE: EUROPEAN: MACHO.FR ⌘ KINKY.ES ⌘ SEXTOONS.CO.UK ⌘ DOT COMS: DJSEX.COM ⌘ FAQBOX.COM ⌘ WEBCAMSTV.COM ⌘ SEXTWEET.COM ⌘ PORNVOUCHER.COM ⌘ GAYBF.COM \| GAYBFF.COM ⌘ GAYSEXDATE.COM \| GAYSEXDATING.COM

01-29-2010, 10:39 AM	#17
ajapub Confirmed User Industry Role: Join Date: Jun 2001 Location: Central FL Posts: 492	Have you tried talking to the issuing company? Maybe they can waive the fee in light of your circumstances. __________________ Webmasters: Earn up to 75% Commission Promote Male Enhancement Coaching! PERFECT for use in conjunction with male enhancement products!

01-29-2010, 10:54 AM	#18
atom Confirmed User Join Date: Apr 2002 Location: Minneapolis Posts: 2,739	Our bank charges us $45 for stop payment. We never have a problem with an affiliate mailing us the check back and re-issuing one at no charge. I'm sure the company you're dealing with will be more than happy to do the same. __________________ Adult is dead.... Want to push a mainstream product that works? Hit me up at adam @ Natures86 dot com

01-29-2010, 11:58 AM	#19
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,469	$40 seems steep. That's usually the rate if they know very little about the check. If you know the check number, amount, date, etc. the rate should come down to about $10-15. WG __________________ I play with Google.

01-29-2010, 01:44 PM	#20
ajrocks Confirmed User Join Date: Nov 2004 Location: On Uranus Posts: 4,526	It should be around $25 bucks but you should be responsible for that cost. $40 is pretty high they are taking some money for their time I guess. __________________ SEO Strategy - Digital Strategy - Cannabis Lead Generation Skype aj.durden1

01-30-2010, 12:32 AM	#21
ReAlisTiC Confirmed User Join Date: Oct 2002 Location: Brisbane Posts: 209	ok ill send an email on whether they will allow me to send a check back to them __________________ sued by myspace thanks tom